Accident Whiplash?

7 Reasons To Claim Compensation For A Whiplash Accident

If you have suffered a whiplash injury in a car accident, what do you need to think about if you are considering making a claim for whiplash accident compensation. We have prepared this guide to provide you with some points to consider before deciding whether to make a claim.

1. Your Car Insurance Premium

If you are involved in a car accident and your vehicle suffers damage that damage has to be repaired. If you decide not to make a claim then the car repairs will either have to be paid for by you or your insurance company. If your insurance company pays, your no claims bonus will be affected which will cost you by way of additional insurance premiums in the future. If you are able to successfully claim compensation from the driver of the other vehicle your no claims bonus will not be affected.

2. Your Car Repairs

You can suffer a whiplash injury even during a low speed impact. If this has happened to you and you are not sure whether to claim for your injury, you need to also consider your car repairs. You may think that the damage to your car is only trivial and you do not think it is worth claiming compensation for. However, if you later come to sell the vehicle any damage will affect the price you can command for the vehicle and it may prevent you from selling the car.

3. Your Treatment

If you have suffered a whiplash injury and are still in pain you need to consider what treatment is available for you. Whilst you might be able to obtain treatment on the NHS, unfortunately there are often long waiting lists and the treatment provided will be the minimum possible. However, if you are making a whiplash compensation claim you can arrange private medical treatment and recover the costs of this treatment from the other driver's insurance company.

4. Your Time Off Work

If your injury prevents you from working as usual you may lose some of your earnings, possibly including bonuses and overtime. If you make a claim for compensation your lost earnings will also be reclaimed ensuring that you are not out of pocket.

5. Your Losses & Expenses

You may also incur other expenses such as travel costs to treatment, damaged items in the collision and medication costs. If you make a whiplash accident claim all of these costs will also be reclaimed for you.

6. Your Whiplash Accident Compensation

In addition to your expenses, any whiplash claim will also include a claim for your pain and suffering. Whiplash can be quite debilitating and can last for sometime, impacting on your day to day living, limiting your activities and of course causing you considerable pain. Even a mild whiplash lasting for a few weeks will cause you daily problems and will attract a compensation award in the region of £2,000. This is only the amount of whiplash compensation for your pain and suffering, all of the other expenses mentioned above are payable separately and in addition to this amount.

7. Closure

Sometimes being involved in an accident can make you apprehensive about travelling, both as a passenger and as a driver. One of the ways of being able to finally move on and forget the accident details is to make a whiplash claim. Clients often tell us that once their claim is concluded they can then put the whole incident in the past.

See our Car Accident Claim section?

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Can We Help You With A Whiplash Accident Claim?

If you ask us to help you with your Whiplash Claim following a car accident, you will receive all of your compensation and you will pay nothing whether you win or lose your claim. We have helped the clients of both the Co-Op and RAC and have handled thousands of Whiplash Claims over the last few years. We use our specialist experience to benefit you by making a fast and professional claim for compensation for you.

To find out if we can help you please call us on 0808 178 9002 or complete our Online Enquiry Form and we will be in touch with you soon.

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